Privacy Policy

This Privacy Policy describes how Fast Health Benefits (“we,” “us,” or “our”) collects, uses, and shares information when you visit fasthealthbenefits.com (the “Site”) or request insurance quotes. By using the Site, you agree to this Privacy Policy and our Terms of Use.

Who we are

Fast Health Benefits is an online marketing service that connects consumers with licensed insurance agents, agencies, and carriers. We are not an insurance company or agency, and we do not sell insurance or make coverage decisions.

Information we collect

• Information you provide: name, email, phone number, street address, ZIP code, date of birth, gender, household size and income range, height and weight, tobacco use, health conditions you choose to disclose, current insurance information, and reason for shopping.
• Automatically collected information: IP address, browser and device type, pages visited, referring URL, timestamps, and advertising identifiers such as UTM parameters and click IDs.
• Consent records: we and our service providers (for example, TrustedForm or Jornaya) may record your session on our quote form to document the consent you provided.
• Cookies and similar technologies: used for site functionality, analytics, and advertising measurement.

How we use your information

• To provide insurance quotes and connect you with the insurance companies, agents, and agencies listed on our partner list;
• To contact you by phone, text message, and email as authorized by your consent;
• To operate, secure, analyze, and improve the Site;
• To measure and improve our advertising;
• To comply with law, prevent fraud, and enforce our Terms.

How we share your information

When you submit a quote request, we share your information with the insurance companies, agents, agencies, and marketing partners listed on our Our Insurance & Partner Companies page so they can contact you with quotes. These partners may compensate us for this information. We also share information with service providers who help us operate the Site (such as hosting, CRM, analytics, and consent-verification vendors), when required by law, and in connection with a merger or sale of our business. Partners' use of your information is governed by their own privacy policies.

Calls, texts, and your choices

If you provided consent, you may receive calls and text messages, including by automated technology and prerecorded or AI-generated voice. Consent is not a condition of purchase. You can revoke consent at any time by replying STOP to a text message, telling a caller you no longer wish to be contacted, or emailing support@fasthealthbenefits.com. Message and data rates may apply. Mobile opt-in data and consent will not be shared with third parties for their own marketing purposes except as described in the consent you agreed to.

Your privacy rights (including California, Colorado, Virginia, and other states)

Depending on where you live, you may have the right to know what personal information we collect, access and correct it, request deletion, and opt out of the “sale” or “sharing” of personal information or its use for targeted advertising. To exercise these rights, including Do Not Sell or Share My Personal Information, email support@fasthealthbenefits.com with the subject “Privacy Request.” We will verify your request and respond as required by law. We honor Global Privacy Control signals where required. We will not discriminate against you for exercising your rights.

Health information

Health details you choose to provide are used only to match you with appropriate coverage options and are shared only with the partners described above. Where state law treats this as sensitive data, we process it based on your consent, which you may withdraw at any time.

Data security and retention

We use reasonable administrative, technical, and physical safeguards to protect information, including encryption in transit. We retain information as long as needed for the purposes above, including to maintain consent records required by law.

Children

The Site is not directed to children under 18, and we do not knowingly collect their information.

Changes to this policy

We may update this Privacy Policy from time to time. The “Last updated” date shows when it last changed.

Contact us

Questions? Email support@fasthealthbenefits.com.