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See plans from top carriers, including ACA Marketplace plans with subsidies you may qualify for.
A licensed agent helps you choose the right plan for your doctors, prescriptions, and budget.
Whether you're covering yourself, your family, or your business, we'll help you find a plan that fits.
Comprehensive major medical coverage with premium tax credits that can lower your monthly cost — sometimes to $0.
Get a quote →Cover your spouse and children on one plan with pediatric dental, preventive care, and maternity benefits.
Get a quote →Freelancers, gig workers, and small-business owners can deduct premiums and pick plans that fit irregular income.
Get a quote →Temporary coverage for gaps between jobs or while waiting for Open Enrollment, available year-round in many states.
Get a quote →Costs depend on your age, ZIP code, household size, income, tobacco use, and the plan's metal tier. Many people who buy ACA Marketplace coverage qualify for premium tax credits that lower the monthly premium — some to $0 for a Bronze plan. Comparing quotes from several carriers is the fastest way to see your actual price.
Yes, if you qualify for a Special Enrollment Period (SEP). Common qualifying life events include losing other coverage, getting married or divorced, having or adopting a baby, and moving to a new ZIP code. SEPs usually give you 60 days from the event to enroll. Some low-income households can also enroll year-round. Short-term medical plans may be available any time in many states.
Metal tiers describe how you and the plan split costs, not the quality of care. Bronze plans have the lowest premiums and highest out-of-pocket costs; Platinum plans have the highest premiums and lowest out-of-pocket costs. Silver plans are the only tier eligible for cost-sharing reductions if your income qualifies.
No. ACA-compliant major medical plans cannot deny you coverage or charge you more because of a pre-existing condition. Non-ACA options such as short-term plans may use medical underwriting, which is why we ask a few health questions — so an agent can point you to the right type of plan.
No. Fast Health Benefits is a free comparison service. When you request quotes, we connect you with licensed insurance agents and carriers who can explain your options and help you enroll. There is no cost or obligation to request quotes.
Our quote form takes about two minutes. A licensed agent typically follows up quickly to review plans, prices, doctor networks, and prescription coverage with you.
Self-Employed
Freelancers, gig workers, and small-business owners have several ways to get health insurance. Compare Marketplace plans, short-term coverage, and how the self-employed health insurance deduction works.
· 2 min read
Plan Basics
Compare ACA metal tiers side by side. Learn how Bronze, Silver, Gold, and Platinum plans split costs, who each fits best, and why Silver can be the best value.
· 2 min read
Enrollment
Missed Open Enrollment? You may still be able to get health insurance through a Special Enrollment Period, Medicaid, or a short-term plan. Here's how each option works.
· 2 min read
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